Get our easy secure services
Deposit at least $250 a month into an Constant Capitals Savings Account and you’ll earn a 1.25% pa ongoing variable rate1
The Constant Capitals Visa Debit Card allows you to:
Explore our everyday and savings accounts to find an option which matches your savings goals and access needs. Most Constant Capitals Bank deposit accounts do not charge account-keeping fees—and many offer a competitive rate of interest.
MOBILE APP/ DIGITAL WALLET
Constant Capitals users can leave their wallet at home and use their smartphone to pay at any store
Our Youth Savings Account
Fees & Interest rate
How to Earn Bonus Interest (Bonus Criteria)
- You will earn 3.00% p.a. of Bonus Interest for your account balance up to $10,000 in the following month
- If your account balance is between $10,000 and $250,000, your Bonus Interest will be 1.05%p.a.
- For balances over $250,000 the Base Rate of 0.05% p.a. applies
- You will earn the Base Rate in the first month you open your account and any month you don't meet the Bonus Criteria
"We’re just the bank you need. We don’t have branches, so we can put more energy into offering great rates, creating useful products and looking after our customers with local support..
What People Say
"We have relied on Constant Capitals for all our banking needs for over a decade. We're on a first-name basis with bankers who understand the seasonality of our business and the recent impacts of the pandemic.
"Dependability is everything, and Constant Capitals Bank has come through for us every time."
"I am so happy to have found a bank that understands our vision. Thank you Constant Capitals for believing in my business and supporting our expansion."
"Banking with Constant Capitals, we feel like we have a true financial partner and advocate in our corner. Their care and support this year has allowed us to retain jobs, navigate a challenging business atmosphere, and access capital during an incredibly turbulent time."
